Many of us use the internet to do our banking, shopping and pay bills. It’s made our lives easier, but with that ease, has come an opportunity for cybercriminals to steal important financial information.
For instance: Have you ever received an email from a bank asking you to click a link to log in to your account? Chances are it could have been a fake. A bank will never ask you for this type of information in an email. This is called “phishing” and it catches out thousands of people every year.
If you receive a message that seems suspicious, too good to be true, or you just have a funny feeling about it, there are a few things you can do.
Phishing Top Tips:
- Don’t reply to suspicious messages.
- Never click a login button on a message.
- If a bank or business sends you a message asking for your account names, account numbers or similar, call them and ask if the really sent the message? Make sure the number you call is not from the message, but from their real website.
- Use a spam filter on your email. That often weeds out most suspicious emails.
What To Do If Your Accounts Have Been Compromised.
1- Contact your bank straight away. If you have given scammers your credit/debit card details then most banking apps now allow for you to lock your bank cards instantly to stop any transactions straight away.
2- If the bank has not already done this for you. Change your Online Banking Passwords.
2- Report to the Australian Cyber Security Centre (ACSC) https://www.cyber.gov.au/report